Pradhan Mantri Jeevan Jyoti Bima Yojana प्रधानमंत्री जीवन ज्योति बीमा योजना सभी को ₹200000 रूपये फ्री में

Pradhan Mantri Jeevan Jyoti Bima Yojana प्रधानमंत्री जीवन ज्योति बीमा योजना सभी को ₹200000 रूपये फ्री में

Details

Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) is an insurance scheme offering life insurance cover for death due to any reason. It is a one-year cover, renewable from year to year. The scheme is offered by banks/post offices and administered through life insurance companies. All individuals who are account holders of participating banks/ post office in the age group of 18 to 50 years are entitled to join.

Benefits

1. PMJJBY offers one- year term life cover of ₹ 2.00 Lakh to all the subscribers in the age group of 18-50 years.
2. It covers death due to any reason.
3. Premium payable is ₹ 436/- per annum per subscriber, to be auto debited from the subscriber’s bank/post office account.

Eligibility

1. The age of the applicant must be between 18 to 50 Years.
2. The applicant must hold an individual bank / post office account.

Application Process

Offline

Online

Offline

Step 01: Download and take print of the “CONSENT-CUM-DECLARATION FORM” given in the link below: https://www.jansuraksha.gov.in/Files/PMJJBY/English/ApplicationForm.pdf#zoom=250

Step 02: Duly fill and sign the application form, attach the self-attested copies of the required documents, and submit the case to the authorised official of Bank / Post Office. The official will return you the “ACKNOWLEDGEMENT SLIP CUM CERTIFICATE OF INSURANCE”.

Documents Required

Frequently Asked Questions

How do I pay the premium for PMJJBY?

What is the validity of the insurance cover in PMJJBY?

Is delayed enrolment for prospective cover possible under this scheme?

If I decide to exit the scheme, is there any possibility that I can rejoin at a later point of time?

Who will offer / administer the scheme?

What is the minimum eligibility to subscribe to PMJJBY?

Who would be the Master policy holder for the scheme?

Are NRIs eligible for coverage under PMJJBY?

Does the PMJJBY cover death resulting from natural calamities such as earthquake, flood and other convulsions of nature? What about coverage from suicide / murder?

What are the changes in the terms of insurance coverage applicable to new subscribers?

How do I access the Claim Form for PMJJBY?

Sources And References

Guidelines

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